Borrowings & Bonds
Borrowings
As of Jul. 31, 2024
| Term | Lender | Amount (million yen) |
Interest Rate |
Borrowing Date |
Repayment Date |
Repayment Method |
Remarks |
|---|---|---|---|---|---|---|---|
| 9year 11month119 | MUFG Bank, Ltd., Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation |
3,410 | 1.04200% (Note 1) |
Feb. 3, 201520150203 | Jan. 31, 202520250131 | Bullet Repayment | Unsecured Unguaranteed |
| 9year 108 | Development Bank of Japan Inc., MUFG Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited |
5,000 | 0.61950% (Note 1) |
Mar. 23, 201620160323 | Mar. 31, 202520250331 | Bullet Repayment | Unsecured Unguaranteed |
| 10year 120 | MUFG Bank, Ltd., Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation |
4,950 | 0.65518% | Aug. 1, 201620160801 | Jul. 31, 202620260731 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 11month107 | MUFG Bank, Ltd., Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation |
5,000 | 0.79571% | Feb. 2, 201720170202 | Jan. 30, 202620260130 | Bullet Repayment | Unsecured Unguaranteed |
| 9year 108 | MUFG Bank, Ltd., Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation |
3,150 | 0.77571% | Sep. 29, 201720170929 | Sep. 30, 202620260930 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 11month83 | MUFG Bank, Ltd., Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation |
2,860 | 0.65428% | Feb. 2, 201820180202 | Jan. 31, 202520250131 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 84 | MUFG Bank, Ltd., Mizuho Bank,Ltd., Sumitomo Mitsui Banking Corporation |
4,650 | 0.62188% | Mar. 30, 201820180330 | Mar. 31, 202520250331 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Resona Bank, Limited | 1,000 | 0.73497% | Aug. 31, 201820180831 | Aug. 31, 202620260831 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 6month102 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation, MUFG Bank, Ltd. |
2,200 | 0.85667% | Sep. 25, 201820180925 | Mar. 31, 202720270331 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 72 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
2,330 | 0.39950% (Note 1) |
Jan. 31, 201920190131 | Jan. 31, 202520250131 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 72 | Development Bank of Japan Inc. | 670 | 0.49994% | Jan. 31, 201920190131 | Jan. 31, 202520250131 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 84 | Shinkin Central Bank, The Norinchukin Bank, The Bank of Fukuoka,Ltd., Mizuho Trust & Banking Co.,Ltd. |
2,100 | 0.42850% (Note 1) |
Mar. 20, 201920190320 | Mar. 31, 202620260331 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 6month78 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
3,500 | 0.45215% (Note 1) |
Mar. 25, 201920190325 | Sep. 30, 202520250930 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 6month102 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
3,395 | 0.60810% (Note 1) |
Mar. 25, 201920190325 | Sep. 30, 202720270930 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 5month89 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation, MUFG Bank, Ltd. |
2,100 | 0.54500% (Note 1) |
Apr. 5, 201920190405 | Sep. 30, 202620260930 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 5month89 | Development Bank of Japan Inc. | 700 | 0.57826% | Apr. 5, 201920190405 | Sep. 30, 202620260930 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 6month102 | Development Bank of Japan Inc. | 1,350 | 0.54693% | Sep. 30, 201920190930 | Mar. 31, 202820280331 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 5month101 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation, MUFG Bank, Ltd. |
3,000 | 0.47366% | Mar. 2, 202020200302 | Aug. 31, 202820280831 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 5month77 | The 77 Bank, Ltd. Shinkin Central Bank The Norinchukin Bank The Bank of Fukuoka, Ltd. Mizuho Trust & Banking Co., Ltd. |
2,300 | 0.46156% | Mar. 31, 202020200331 | Sep. 30, 202620260930 | Bullet Repayment | Unsecured Unguaranteed |
| 9year 108 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
3,700 | 0.67532％ | Jun. 30, 202020200630 | Jun. 30, 202920290630 | Bullet Repayment | Unsecured Unguaranteed |
| 9year 108 | Development Bank of Japan Inc. Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation MUFG Bank, Ltd., |
4,000 | 0.56815％ | Sep. 29, 202020200929 | Sep. 29, 202920290929 | Bullet Repayment | Unsecured Unguaranteed |
| 9year 108 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
2,800 | 0.57308% | Sep. 30, 202020200930 | Sep. 30, 202920290930 | Bullet Repayment | Unsecured Unguaranteed |
| 10year 120 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
5,500 | 0.68068% | Jan. 29, 202120210129 | Jan. 29, 203120310129 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 72 | Development Bank of Japan Inc., Sumitomo Mitsui Trust Bank,Limited, Kiraboshi Bank, Ltd., Mizuho Bank, Ltd., MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
4,925 | 0.40488% | Mar. 31, 202120210331 | Mar. 31, 202720270331 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 84 | The 77 Bank, Ltd. Daishi Hokuetsu Bank, Ltd. The Nishi-Nippon City Bank, Ltd. The Higo Bank, Ltd |
2,000 | 0.42632％ | Mar. 31, 202120210331 | Mar. 31, 202820280331 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 72 | The Bank of Fukuoka, Ltd. The 77 Bank, Ltd. Daishi Hokuetsu Bank, Ltd. The Nishi-Nippon City Bank, Ltd. |
2,000 | 0.39270％ | Oct. 29, 202120211029 | Oct. 29, 202720271029 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 6month90 | The Norinchukin Bank Resona Bank, Limited |
2,000 | 0.47703％ | Oct. 29, 202120211029 | Apr. 30, 202920290430 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 72 | Mizuho Trust &Banking Co., Ltd. The Norinchukin Bank The Bank of Fukuoka, Ltd. The 77 Bank, Ltd. Daishi Hokuetsu Bank, Ltd. |
5,500 | 0.42000％ | Jan. 31, 202220220131 | Jan. 31, 202820280131 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Development Bank of Japan Inc. Mizuho Bank, Ltd. Sumitomo Mitsui Trust Bank, Limited MUFG Bank, Ltd. Sumitomo Mitsui Banking Corporation |
3,300 | 0.58600％ | Jan. 31, 202220220131 | Jan. 31, 203020300131 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, Sumitomo Mitsui Banking Corporation, MUFG Bank, Ltd. |
3,000 | 0.70725％ | Apr. 4, 202220220404 | Apr. 4, 203020300404 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
5,000 | 0.90850％ | Jun. 30, 202220220630 | Jun. 30, 203020300630 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 84 | Shinkin Central Bank, Daishi Hokuetsu Bank, Ltd., Mizuho Trust &Banking Co., Ltd., The 77 Bank, Ltd., The Nishi-Nippon City Bank, Ltd. |
4,000 | 0.76500％ | Jul. 1, 202220220701 | Jul. 1, 202920290701 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
3,150 | 0.95725% | Sep. 30, 202220220930 | Sep. 30, 203020300930 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
2,600 | 0.92600% | Nov. 25, 202220221125 | Nov. 25, 203020301125 | Bullet Repayment | Unsecured Unguaranteed |
| 9year 108 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited, MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
3,410 | 1.36625% | Jan. 31, 202320230131 | Jan. 31, 203220320131 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation |
3,680 | 0.95225％ | Mar. 29, 202320230329 | Mar. 29, 203120310329 | Bullet Repayment | Unsecured Unguaranteed |
| 5year 60 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation. |
2,000 | 0.66250％ | Mar. 31, 202320230331 | Mar. 31, 202820280331 | Bullet Repayment | Unsecured Unguaranteed |
| 5year 60 | Shinkin Central Bank, The Norinchukin Bank, The Bank of Fukuoka, Ltd., Mizuho Trust & Banking Co., Ltd. |
4,900 | 0.61750％ | Mar. 31, 202320230331 | Mar. 31, 202820280331 | Bullet Repayment | Unsecured Unguaranteed |
| 5year 6month66 | Daishi Hokuetsu Bank, Ltd. | 1,000 | 0.70573％ | Apr. 4, 202320230404 | Oct. 4, 202820281004 | Bullet Repayment | Unsecured Unguaranteed |
| 2year 24 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. |
1,500 | Basic interest rate＋0.15% (Note 2) |
Apr. 5, 202320230405 | Apr. 5, 202520250405 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation. |
2,500 | 0.95725％ | Jul. 31, 202320230731 | Jul. 31, 203120310731 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 72 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation. |
2,330 | 0.91000％ | Aug. 31, 202320230831 | Aug. 31, 202920290831 | Bullet Repayment | Unsecured Unguaranteed |
| 2year 24 | Resona Bank, Limited | 800 | Basic interest rate＋0.13% (Note 2) |
Sep. 29, 202320230929 | Sep. 29, 202520250929 | Bullet Repayment | Unsecured Unguaranteed |
| 1year 12 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. |
999 | Basic interest rate＋0.30% (Note 2) |
Dec. 13, 202320231213 | Dec. 13, 202420241213 | Bullet Repayment | Unsecured Unguaranteed |
| 2year 24 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. |
1,200 | Basic interest rate＋0.1425％ (Note 2) |
Dec. 21, 202320231221 | Dec. 21, 202520251221 | Bullet Repayment | Unsecured Unguaranteed |
| 6year 72 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. |
2,840 | 1.01750％ | Jan. 31, 202420240131 | Jan. 31, 203020300131 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 84 | Taiyo Life Insurance Company | 500 | 1.09750％ | Jan. 31, 202420240131 | Jan. 31, 203120310131 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 84 | Nippon Life Insurance Company(Note 4) | 500 | 1.09750％ | Jan. 31, 202420240131 | Jan. 31, 203120310131 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. |
2,400 | 1.2135% | Feb. 29, 202420240229 | Feb. 29, 203220320229 | Bullet Repayment | Unsecured Unguaranteed |
| 8month8 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. |
3,000 | Basic interest rate＋0.19％ (Note 2) |
Mar. 27, 202420240327 | Dec. 13, 202420241213 | Bullet Repayment | Unsecured Unguaranteed |
| 1year 12 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. |
3,240 | Basic interest rate＋0.19％ (Note 2) |
Mar. 28, 202420240328 | Mar. 28, 202520250328 | Bullet Repayment | Unsecured Unguaranteed |
| 2year 24 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. |
2,400 | Basic interest rate＋0.1425％ (Note 2) |
Mar. 29, 202420240329 | Mar. 29, 202620260329 | Bullet Repayment | Unsecured Unguaranteed |
| 2year 24 | Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. |
1,600 | Basic interest rate＋0.1425％ (Note 2) |
Mar. 28, 202420240328 | Mar. 28, 202620260328 | Bullet Repayment | Unsecured Unguaranteed |
| 7year 84 | Daiwa Next Bank, Ltd. | 2,500 | Basic interest rate＋0.25％ (Note 2) |
Apr. 5, 202420240405 | Apr. 5, 203120310405 | Bullet Repayment | Unsecured Unguaranteed |
| 9year 108 | SBI Shinsei Bank, Limited | 1,300 | Basic interest rate＋0.3％ (Note 2) |
Apr. 5, 202420240405 | Apr. 5, 203320330405 | Bullet Repayment | Unsecured Unguaranteed |
| 4year 6month54 | Daishi Hokuetsu Bank, Ltd. | 1,000 | 0.94155％ | Jul. 17, 202420240717 | Jan. 17, 202920290117 | Bullet Repayment | Unsecured Unguaranteed |
| 8year 96 | Development Bank of Japan Inc., Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd., Sumitomo Mitsui Banking Corporation. |
3,190 | 1.31100％ | Jul. 31, 202420240731 | Jul. 31, 203220320731 | Bullet Repayment | Unsecured Unguaranteed |
| Total | 155,929 | - | - | - | - | - | |
- The loan has a floating interest rate, but an interest rate swap agreement has been concluded. Therefore, the interest rate after the swap has taken place (fixation of interest rate) is stated.
- The base rate used for the calculation period for interest to be paid on interest payment dates is the 1-month Yen TIBOR announced by JBA TIBOR Administration(JBATA) , two business days before the latest interest payment date prior to each interest payment date.
For changes in the yen TIBOR of the JBA, the base rate, please check the website of JBATA.
(http://www.jbatibor.or.jp/english/). - Corporate loan-related businesses of Mitsubishi UFJ Trust and Banking Corporation has been transferred to MUFG Bank, Ltd. on April 16, 2018. Accordingly, borrowings from Mitsubishi UFJ Trust and Banking Corporation have been changed or added to those from MUFG Bank, Ltd. in the table above.
- The entire amount of the Borrowing from Nippon Life Insurance Company will be procured as a sustainability-linked loan (the "Sustainability-Linked Loan"). The Sustainability-Linked Loan is based on the "Nissay Sustainability Linked Loan Framework" developed by Nippon Life Insurance Company, which has obtained a second opinion from Rating and Investment Information, Inc. (R&I). The percentage reductions in CO2 emissions are designated as Sustainability Performance Targets (SPTs), and depending on the achievement of the SPTs, a reduced interest rate from the original borrowing rate is applied as an incentive.
Bonds
As of Jul. 18, 2024
| Bond Name | Issue Date | Amount (million yen) |
Interest Rate | Maturity Date | Remarks |
|---|---|---|---|---|---|
| The Investment Corporation 3rd unsecured bonds (with pari passu clause among specified investment corporation bonds) |
Jul. 18, 2017 | 2,000 | 0.52% | Jul. 16, 2027 | Unsecured, Unguaranteed （JCR:AA） |
| The Investment Corporation 5th unsecured bonds (with pari passu clause among specified investment corporation bonds) |
Jun. 14, 2018 | 1,500 | 0.95% | Jun. 14, 2033 | Unsecured, Unguaranteed （JCR:AA） |
| The Investment Corporation 7th unsecured bonds (with pari passu clause among specified investment corporation bonds) |
Jul. 18, 2019 | 1,500 | 0.90% | Jul. 18, 2034 | Unsecured, Unguaranteed （JCR:AA） |
| The Investment Corporation 8th unsecured bonds (green bonds) (with pari passu clause among specified investment corporation bonds) |
Jul. 30, 2020 | 1,500 | 0.55% | Jul. 30, 2030 | Unsecured, Unguaranteed （JCR:AA） |
| The Investment Corporation 9th unsecured bonds (with pari passu clause among specified investment corporation bonds) |
Jul. 8, 2021 | 2,000 | 0.18% | Jul. 8, 2026 | Unsecured, Unguaranteed （JCR:AA） |
| The Investment Corporation 10th unsecured bonds (green bonds) (with pari passu clause among specified investment corporation bonds) |
Jul. 8, 2021 | 3,000 | 0.46% | Jul. 8, 2031 | Unsecured, Unguaranteed （JCR:AA） |
| The Investment Corporation 11th unsecured bonds (with pari passu clause among specified investment corporation bonds) |
Jul. 8, 2021 | 1,600 | 0.73% | Jul. 8, 2036 | Unsecured, Unguaranteed （JCR:AA） |
| The Investment Corporation 12th unsecured bonds (with pari passu clause among specified investment corporation bonds) |
Mar. 8, 2023 | 3,000 | 0.73% | Mar. 8, 2028 | Unsecured, Unguaranteed （JCR:AA） |
| Total | 16,100 | - | - | - | |
Commitment Line / Line of Credit Loan Agreement
- We have executed the 13.5 billion yen Commitment Line Agreement with Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited. and MUFG Bank, Ltd., in case it needs to raise funds to purchase assets for future investments and other purposes.
- In addition to the above-mentioned Commitment Line, we have executed an (uncommitted) Line of Credit Loan Agreement for a total credit line of 9 billion yen with Mizuho Bank, Ltd., Sumitomo Mitsui Trust Bank, Limited., MUFG Bank, Ltd. and Sumitomo Mitsui Banking Corporation.